Category: Merchant Service

Credit Card Merchant Service.

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Is surcharging legal in Illinois?

✅ Is surcharging legal in Illinois?

Yes. Illinois is one of the “remaining 35 states” where merchants can surcharge credit‑card transactions without violating state law.

There are no Illinois‑specific caps, no special disclosure rules, and no state‑level bans.

📌 Rules you must follow in Illinois

Even though Illinois doesn’t add extra restrictions, you still must comply with:

Federal law

  • Maximum surcharge: 4%
  • Debit‑card surcharges: illegal nationwide
  • Prepaid‑card surcharges: also prohibited

Visa/Mastercard rules

  • Surcharge cannot exceed your actual processing cost (Visa often limits to 3%, even though federal law allows 4%)
  • Must notify Visa/Mastercard 30 days before starting surcharging
  • Must disclose surcharge:
    • At the store entrance
    • At the point of sale
    • On the receipt

POS requirements

  • Surcharge must be applied only to credit, never debit
  • Must be a percentage, not a flat fee
  • Must be consistent across all credit cards of the same brand
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Is It Legal to Surcharge Credit Cards? (The Quick Answer)

Credit Card Surcharge Laws by State (Updated For 2026)

 

In most cases, yes—it’s legal to surcharge credit cards. According to federal law, there’s a 4% maximum allowable surcharge on credit card transactions. Debit card surcharging is illegal in all 50 states.

With that said, it’s illegal to surcharge credit card transactions in:

  • Connecticut
  • Maine
  • Massachusetts

Other states have laws that allow surcharging but with some contingencies.

  • California bans surcharges as separate line items but permits dual pricing and all-in pricing (restaurants are excluded from this ban).
  • Colorado allows credit card surcharging up to 2%.
  • New York, New Jersey, Nevada, South Dakota, Nebraska, and Georgia prohibit surcharges from exceeding the cost that the merchant pays to accept the card.
  • Georgia also allows convenience fees on credit card transactions, but only if the merchant accepts alternative types of payments.
  • Texas law prohibits surcharging but allows merchants to impose convenience fees, service fees, and cash discounts (federal courts have ruled against Texas surcharge laws).
  • Kansas also has anti-surcharging laws that were overturned by federal courts, but merchants must include the credit card fees in the listed price to legally impose a surcharge.
  • Minnesota allows credit card surcharging, but requires mandatory fees to be included in the advertised price of a purchase unless the fees can be reasonably avoided by the consumer.
  • Wyoming allows merchants to surcharge credit cards but caps cash discounts at 5% (the only state in the country that does this).

Merchants in the remaining 35 states can likely surcharge credit card transactions without breaking the law. But again, make sure to consult with an attorney and verify this information with your state to ensure you’re in compliance.

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How to Increase Print Darkness on PAX S80

To make your PAX S80 print darker, you need to adjust the thermal printer density. The S80 doesn’t label it as “darkness,” but the setting is inside the Receipt Print menu under Operation Settings. This is confirmed by the same menu path used for font and receipt adjustments on the S80 faq.paysafe.com vizypay.zendesk.com.

✅ How to Increase Print Darkness on PAX S80

Follow this exact path on the terminal:

  1. Press MENU
  2. Select OPERATION SETTINGS
  3. Select RECEIPT PRINT
  4. Enter the password (usually 1234, 123456, or provided by processor)
  5. Look for:
    • Print Density
    • Darkness
    • Print Contrast
    • Thermal Settings
  6. Increase the value by one step at a time
    (Too high = smudging or overheating)

If your S80 software version doesn’t show “Density,” it may be under FONT SIZE or RECEIPT PRINT sub‑options depending on processor firmware.

🔧 If the print is still too light

Try these additional fixes:

1. Flip the thermal paper roll

Thermal paper only prints on one side.
Scratch the paper with your fingernail — the side that marks is the correct side.

2. Use higher‑quality thermal paper

Cheap paper prints lighter and fades quickly.

3. Clean the print head

Use 70%+ isopropyl alcohol on a lint‑free swab.
A dirty head = weak printing.

4. Reboot the terminal

Hold the power button → restart.

Want me to walk you through the exact menu based on your firmware version?

If you can tell me what options you see under RECEIPT PRINT, I’ll pinpoint the exact setting.

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Credit Card 받을 때 조심할 것 #1

Credit Card 조심.

  1. 같은 카드, 같은 어마운트 는 하나만 입금.  ( 2 시간 안일 때)
    • ($100, or  $ 99.99) 1 세트 다르게..
  2. 큰 어마운트는 무조건, 칩이나, 칸텍리스,
    • (번호넣는 것은 (Type 하는 것), 사인이 있어도, 돈을 돌려 줄 수 있음)
  3. 파셜페이먼트 조심 할 것
    • (밑부분에 Due Amount 는 그 만큼 더 받아야 합니다.)
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HOME AND BUSINESS PROTECTION PROGRAM

HOME AND BUSINESS PROTECTION PROGRAM

The City’s  Home and Business Protection Program (HBPP) provides rebates up to certain limits that cover the costs of outdoor security cameras, one year of cloud storage for video footage, outdoor motion sensor lighting, vehicle GPS trackers, and subscription costs. All Chicago residents as well as business, religious, and non-profit organizations are encouraged to take advantage of the program, purchase equipment, and receive financial reimbursement. The program is first-come, first-serve.

Reimbursement

Anyone who meets the eligibility criteria below may receive reimbursement for:

  • up to $225 per camera (cost of camera and tax only) for a maximum of 2 cameras, or a total $450 reimbursement
    • one year of subscription costs for cloud-based video storage systems for a maximum of $150 per annual subscription
  • up to $100 per light (cost of light and tax only) for a maximum of 2 lights, or a total $200 reimbursement
  • up to $50 per vehicle GPS tracking device (cost device and tax only) for a maximum of 2 devices, or a total $100 reimbursement
    • one year of subscription costs for GPS tracking applications as required for use by the vehicle GPS tracking device manufacturer up to $120.

Eligibility Criteria

To be eligible for any qualifying rebates, the following requirements must be met:

  1. The applicant must be an owner or tenant of a property used as a primary residence, business, religious institution, or nonprofit organizations within the City of Chicago OR own or lease a vehicle registered to a primary address within the City of Chicago.
  2. The applicant must provide documentation that verifies proof of purchase.
  3. The applicant must provide photo documentation that verifies installation.

If you have any questions, feel free to contact us at HBPP@cityofchicago.org or (312) 742-3317.

 

 

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Less secure apps & your Google Account

Less secure apps & your Google Account

To help keep your account secure, from May 30, 2022, ​​Google no longer supports the use of third-party apps or devices which ask you to sign in to your Google Account using only your username and password.

Important: This deadline does not apply to Google Workspace or Google Cloud Identity customers. The enforcement date for these customers will be announced on the Workspace blog at a later date.

For more information, continue to read.